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Salut, I am Joyce. 40 something living in Paris. Appreciate little things and share giggles. Prudent, no nonsense reviews. #ExploreLaughRepeat

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  1. Look, as a small biz owner, I found that joining a trade association really helped me snag better health insurance rates. Also, consider an HRA—it lets you reimburse employees tax-free for medical expenses. Definitely worth checking out! https://solo.to/rewardnhyk

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